For Users

How to create your UID

As of November 11, 2024, users can obtain a ONE Identity (ONE-ID), which will allow them to participate in governance.

Step 1: Sign In

Head over to the account page. Click the “Connect Wallet” button and use MetaMask to sign in to ONEFi with the MetaMask address you’d like to use to interact with and supply capital to the protocol.

Step 2: Verify your MetaMask address

Self-identify as an individual or entity, US-based or non-US, and—for US-based—accredited or non-accredited. For non-US individuals and US non-accredited individuals, you’ll then be prompted to enter your contact information and redirected to ONE-ID checking Dapp, to complete an identification check. Please have your ID ready and be prepared to take a quick selfie.

For entities (both US and non-US) and US-accredited investors, you’ll then be prompted to visit the Opening Banking API to complete the KYC/KYB process. Once your KYC/KYB (and accreditation, if applicable) are verified, you will get an email notification from ONEFi. If your identity and accreditation documents are accepted, you will be able to mint a UID on the account page. If your documents are rejected, you can contact us at for next steps.

Completing the minting step will allow you to participate in ONEFi.

Step 3: Mint your ONE-ID

As mentioned above, you can visit the account page to mint your UID. To do this, click on Create ONEID and confirm the NFT minting transaction.

Note that minting a ONEID NFT will cost 0.001 ETH + gas fees. This covers the protocol's fees for conducting identity verification via ONEID Check.

You can view your NFT after it’s been minted by searching for your Metamask account on Opensea. Your ONEID NFT will allow you to participate in ONEFi as an LP and/or a Lender, and/or to participate in Governance as a OFi holder.

Step 4: Earn!

Head to and select Connect Wallet to connect to the dapp using the same wallet you used to mint your ONE-ID. You can now invest in the protocol.

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